We Are Not the Banks. We Beat the Banks!

Buy A House

Lowest rates with as little as 3% down payment

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Refinance

Lower your rate and eliminate PMI

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Meet the Team

Experience matters. We’re brokers. We’re better!

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We Beat the Banks

We shop multiple lenders to find the lowest rates

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Meet Our Team

EXPERIENCE MATTERS. Each team member has a minimum of
17 years of experience in Mortgage Lending

Richard Dickinson

Co-founder


Meet Richard

Joe Jowdy

Co-founder


Meet Joe

Why Choose Us

We shop multiple lenders to find the lowest rates and costs

Big banks put high interest above your interest.

We’re brokers. We’re better!

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Purchase a Home

Start your home buying journey with numbers you can count on and the most diverse product menu in the business.

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Refinance

Our goal is to save you the most amount of money in the long run. Closing in less than 30 days often times without an appraisal.

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CONVENTIONAL LOANS

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FHA LOANS

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VA LOANS

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What Our Clients Say

Everything on my loan was done on time and very professional. Enjoyed my time with Joe and his team.

Robert V.

My wife and I were referred to Joe and his team by our Realtor. They had the best rates and made the closing simple.

Edgar L.

I send all of my home buyer clients to Richard. I trust him and his team to get them to the closing table stress free.

Bianca B.

Apply Now. It will only take a minute

3

As Little as 3% Down

30

Close in less than 30 days

15

15 year fixed rates that beat the banks