Meet Your Mortgage Broker

Big Banks put high interest above your interest.
We're brokers. We're better!

EXPERIENCE MATTERS. Everybody on our team has a minimum of 17 years of experience in Mortgage Lending.

Our Team

Richard Dickinson - Co-Founder
(NMLS #3489)

As co-founder of First Equity Financial, Richard helps creates the vision for the company.  Entering the real estate business in 2000, Richard started by acquiring and renovating distressed Real Estate properties and selling them on the residential market.  He brought that experience directly into the mortgage business, using his background to deliver a unique customer experience.  Richard created First Equity Financial with the goal of giving clients and Realtors a truly hassle free mortgage closing.  Richard has positioned First Equity Financial to compete with the Big Banks and Retail Mortgage Companies by combining small company customer service with big company technology and innovation.  With a well earned reputation as the “do it all mortgage broker”, Richard has extensive knowledge of mortgage programs to help everybody from the first time homebuyer to the Jumbo investor.

Joe Jowdy - Co-Founder
(NMLS #3487)

As co-founder of First Equity Financial, Joe is charged with securing and developing relationships with the Wholesale Funding companies that provide clients with the lowest rates and most diverse mortgage programs in the industry.  Entering the mortgage business in 2000, Joe started as a loan originator and quickly developed a reputation for strong loan product knowledge and underwriting guidelines.  In 2005 he took this knowledge and, along with Richard Dickinson, created First Equity Financial with the belief that “Brokers are Better”.  As a company, First Equity Financial performs 2 crucial services during the mortgage process: securing the best rate and conditions from Wholesale Lending Channels, and delivering a smooth and on time closing experience.  Joe’s combination of communication and product knowledge gives his clients and Realtors an experience that truly beats the Big Banks.

Didn't see the answers you need listed above? Give us a call at (407) 740-7778

Everything on my loan was done on time and very professional. Enjoyed my time with Joe and his team.

Robert V.

I send all of my home buyer clients to Richard.  I trust him and his team to get them to the closing table stress free.

Bianca B.

Joe and his staff are very solid and straight forward.

Michael C.

My wife and I were referred to Joe and his team by our Realtor.  They had the best rates and made the closing simple.

Edgar L.

First Equity Financial has taken care of all of my mortgages over the years.  Their attention to detail and professionalism is why I come back.

Monica S.